Money Talk

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The Benefits of Using Your Equity To Make a Bigger Down Payment

Did you know? Many homeowners in the Cincinnati and Northern Kentucky real estate markets are finding they can make larger down payments when purchasing their next home. This is because, after selling their current home, they can leverage the equity they’ve built up toward a substantial down payment on a new property. As home equity […]
Hire A Professional, Home Buyers, Money Talk, New Build

Why an Agent Is Essential When Buying a Newly Built Home

For many buyers in Cincinnati and Northern Kentucky, there’s a common misconception that newly built homes lack durability or don’t measure up to the quality found in older properties. This myth is deterring some from considering what might actually be one of the best options in today’s competitive real estate market. As Builder Online explains: […]
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Why a Condo Could Be Your Perfect First Home

If you’re looking to break into homeownership in Cincinnati or Northern Kentucky but the cost of single-family homes has you second-guessing, consider exploring the option of a condominium (condo) or townhome. These types of properties often offer a lower barrier to entry, making it easier to start building equity and enjoy the benefits of owning […]
Hire A Professional, Home Buyers, Money Talk

Buying Beats Renting in These Top Cities

Some Highlights Based on a recent study, in 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment. Make sure you work with a pro who can help you crunch the numbers and see how your city stacks up. This may be your opportunity to forget renting for good. If you want to […]

Hire A Professional The Benefits of Using Your Equity To Make a Bigger Down Payment Did you know? Many homeowners in the Cincinnati and Northern Kentucky real estate markets are finding they can make larger down payments when purchasing their next home. This is because, after selling their current home, they can leverage the equity they’ve built up toward a substantial down payment on a new property. As home equity […]

Hire A Professional Why an Agent Is Essential When Buying a Newly Built Home For many buyers in Cincinnati and Northern Kentucky, there’s a common misconception that newly built homes lack durability or don’t measure up to the quality found in older properties. This myth is deterring some from considering what might actually be one of the best options in today’s competitive real estate market. As Builder Online explains: […]

Hire A Professional Why a Condo Could Be Your Perfect First Home If you’re looking to break into homeownership in Cincinnati or Northern Kentucky but the cost of single-family homes has you second-guessing, consider exploring the option of a condominium (condo) or townhome. These types of properties often offer a lower barrier to entry, making it easier to start building equity and enjoy the benefits of owning […]

Hire A Professional Buying Beats Renting in These Top Cities Some Highlights Based on a recent study, in 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment. Make sure you work with a pro who can help you crunch the numbers and see how your city stacks up. This may be your opportunity to forget renting for good. If you want to […]

Home Buyers How Much Does It Cost To Sell My House? If you’re considering selling your home in Cincinnati or Northern Kentucky, one of your first questions might be, “How much will it cost?” The truth is, the total cost depends on various factors, such as the offer you accept, whether you contribute to the buyer’s closing costs, how many repairs you complete, and more. To […]

Hire A Professional Two Reasons Why the Housing Market Won’t Crash Amidst recent chatter about the economy and concerns about a potential recession, many are wondering if a housing market crash is on the horizon, especially in the Cincinnati and northern Kentucky real estate markets. It’s natural to be concerned, but rest assured—the current housing market is not poised for a crash. Real estate journalist Michele […]

Hire A Professional Why Now’s Not the Time To Take Your House Off the Market Is your house in Cincinnati or Northern Kentucky sitting on the market longer than expected? If so, you’re likely feeling frustrated and may even be considering pulling the listing to wait and see what 2025 brings. However, what many homeowners in the local real estate market don’t realize is that this decision could actually cost […]

Hire A Professional Now’s the Time To Upgrade to Your Dream Home If you’re thinking about selling your home and upgrading to a larger or more luxurious property in the Cincinnati or Northern Kentucky area, you’re not alone. A recent Inman survey reveals that the top motivator for today’s homebuyers is the desire for more space or an upgraded home (see graph below): However, like many others, […]

Hire A Professional Home Values Rise Even as Median Prices Fall The real estate market in Cincinnati and Northern Kentucky has seen headlines recently about the median asking price of homes dropping compared to last year, leading to confusion for both buyers and sellers. Many assume this means home prices are declining, but the reality is more complex, and understanding the local market trends is key. […]

Hire A Professional Secrets To Selling Your House Quickly Seeing your home sit on the market without any offers is the ultimate frustration for sellers. Unfortunately, this is a reality some sellers in Cincinnati and northern Kentucky are experiencing today. Data from the National Association of Realtors (NAR) shows that the average time a house spends on the market has increased over the past […]

Hire A Professional This Is the Sweet Spot Homebuyers Have Been Waiting For After months of waiting, many potential homebuyers in Cincinnati and Northern Kentucky who were priced out due to high mortgage rates and affordability challenges now have a chance to enter the real estate market. With mortgage rates trending down, the current market is a prime opportunity for buyers, and this window may not last long. […]

Home Buyers Buying Beats Renting in 22 Major U.S. Cities That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments (see chart below): As mortgage rates have eased off their recent peak, home prices have moderated, and inventory has ticked up, affordability has improved significantly. When you add all of that up, it’s getting less expensive to buy a […]

Hire A Professional Buy Now, or Wait? Some Highlights If you’re wondering if you should buy now or wait, here’s what you need to know. If you wait for rates to drop more, you’ll have to deal with more competition and higher prices as additional buyers jump back in. But if you buy now, you’d get ahead of that and have the chance to start building equity. Should you […]

Hire A Professional Don’t Fall for These Real Estate Agent Myths When it’s time to buy or sell a home, one of the most important decisions you’ll make is who you’ll work with as your agent. That choice will have an impact on your entire experience and how smoothly it goes. As you figure out who you’ll partner with, it’s important to know what to expect and what to look for. […]

Hire A Professional Why Buying Now May Be Worth It in the Long Run Should you buy a home now or should you wait? That’s a question a lot of people have these days. And while what’s right for you is going to depend on a lot of different factors, here’s something you’ll want to consider as you make your decision. As soon as you buy, you’ll start gaining equity. And […]

Hire A Professional The Down Payment Assistance You Didn’t Know About Believe it or not, almost 80% of first-time homebuyers qualify for down payment assistance, but only 13% actually use it. And if you’re hoping to buy a home, this is a mission-critical gap to close – fast (see graph below): Here’s what you need to know to maximize your down payment in today’s housing market in Cincinnati and […]

Hire A Professional Is Your House Priced Too High? Every seller wants to get their house sold quickly, for as much money as they can, with as few headaches as possible. And chances are, you’re no different. But did you know one of the biggest things that could jeopardize your success is the asking price for your home? Pricing your house correctly is one of the most crucial steps in the […]

Hire A Professional Lower Mortgage Rates Boost Your Buying Power Some Highlights Mortgage rates are trending down and that’s great news for your bottom line. As rates drop, your monthly payment on your next home does too. Even a small change in mortgage rates can have a big impact on your purchasing power. If you put your search on hold when mortgage rates were higher, think about how much you […]

Hire A Professional Falling Mortgage Rates Are Bringing Buyers Back If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an agent. After months of high rates keeping buyers on the sidelines, things are starting to shift. Rates are already coming down due to a number of economic factors. And yesterday the Federal Reserve cut […]

Hire A Professional The Latest Builder Trend: Smaller, Less Expensive Homes Even though affordability is improving, buying a home can still feel tough right now. But here’s some good news: builders are focusing their efforts on building smaller homes, and they’re offering key incentives to buyers. And both of these things can be a big help if you’re worried about finding a home that’s right for your budget. […]