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Hire A Professional Only an Expert Agent Can Give You an Accurate Value of Your Home Discovering Your Home’s True Value: Why Expert Insights Beat Online Tools In today’s digital age, it’s easy to turn to online tools when trying to determine the value of your home. But when it comes to homes for sale or answering “How do I accurately price my house?”, relying solely on automated estimates can lead […]
Hire A Professional What Homebuyers Need To Know About Credit Scores Some Highlights Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type. According to Experian, the range is anywhere from 500 to 700 for the minimum credit score. That means you don’t need perfect credit to buy a home. Your credit score is important – but […]
Hire A Professional The Top 2 Reasons To Look at Newly Built Homes When planning a move, a newly built home might not be the first thing that comes to mind. However, with more homes for sale in the Greater Cincinnati, Northern Kentucky, and Southeast Indiana areas—including brand-new options—and builders focusing on smaller, more affordable designs, these new builds may be the key to achieving your real estate […]
Hire A Professional Why Moving to a More Affordable Area Makes Sense Moving to a more affordable area could be the fresh start you need to get ahead financially. Whether you’re exploring homes for sale or looking to sell my house in search of a more budget-friendly lifestyle, working with a trusted real estate agent is your best plan. They can help you find a home that […]
Hire A Professional Why Owning a Home Is Worth It in the Long Run Today’s Market: Is Now the Right Time to Buy a Home? With current mortgage rates and home prices, you might wonder if it’s still a good idea to buy a home. While market trends are crucial, the bigger picture includes the long-term benefits of homeownership. Whether you’re searching for homes for sale or considering selling […]
Hire A Professional When Will Mortgage Rates Come Down? When Will Mortgage Rates Come Down? Insights for Homebuyers and Sellers in Greater Cincinnati, Northern Kentucky, and Southeast Indiana One of the top questions on everyone’s mind right now is: when will mortgage rates come down? After years of rising rates and fluctuations throughout 2024, many are looking for clarity and relief in the housing […]
Hire A Professional Investors Are Not Buying Up All the Homes Some Highlights There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.​ Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street. No matter what you’ve heard, the majority of homes are still being purchased […]
Hire A Professional Make Your House the Top Thing on Every Buyer’s Wish List This Season Sell Your House This Holiday Season: Why Now Might Be the Perfect Time With the holidays approaching, homeowners in Greater Cincinnati, Northern Kentucky, and Southeast Indiana may be wondering whether to sell their homes now or wait until spring. Some might even consider pulling their house off the market altogether. But is that the best […]
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Hire A Professional Control the Controllables If You’re Worried About Mortgage Rates Chances are you’re hearing a lot about mortgage rates right now, and all you really want to hear is that they’re coming back down. And if you’ve seen headlines about the early November Federal Funds Rate cut by the Federal Reserve (The Fed), maybe you got hopeful mortgage rates would start to decline right away. Although some […]
Hire A Professional Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash Why We’re Not Heading Toward a Foreclosure Crisis The real estate market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana is thriving, with strong fundamentals that set it apart from the 2008 housing crisis. One major factor is the unprecedented level of equity homeowners have today. Unlike the last housing bubble, when many owed more […]
Hire A Professional What’s Behind Today’s Mortgage Rate Volatility? What’s Behind the Roller Coaster of Mortgage Rates? Insights for Greater Cincinnati, Northern Kentucky, and Southeast Indiana If you’ve been following mortgage rates recently, it probably feels like a roller coaster ride. One day rates are climbing, and the next they dip slightly. So, what’s causing all this movement? Let’s explore some major factors driving […]
Hire A Professional Expect the Unexpected: Anticipating Volatility in Today’s Housing Market **Navigating the Current Real Estate Market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana** If you’re thinking about buying or selling a home, you’ve probably noticed that the housing market feels a bit unpredictable. From home prices to mortgage rates, the market is experiencing some volatility, and it’s crucial to understand the driving forces behind […]
Hire A Professional Q&A: How Do Presidential Elections Impact the Housing Market? Some Highlights Even if you’re not looking to move right away, you may have questions about how the election will impact the housing market. When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election. […]
Hire A Professional Why Today’s Foreclosure Numbers Won’t Trigger a Crash With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market. Many homeowners and potential buyers are concerned that high prices and tighter budgets could lead to more people falling behind on their mortgage payments, causing a wave of foreclosures. For those looking to buy homes […]
Hire A Professional What To Expect from Mortgage Rates and Home Prices in 2025 Curious about the future of the housing market in Cincinnati and Northern Kentucky as we approach 2025? Real estate experts are offering some encouraging forecasts that could impact your decisions, especially regarding mortgage rates and home prices in these regions. Whether you’re considering buying or selling a home in the Cincinnati or Northern Kentucky markets, […]
Hire A Professional The Benefits of Using Your Equity To Make a Bigger Down Payment Did you know? Many homeowners in the Cincinnati and Northern Kentucky real estate markets are finding they can make larger down payments when purchasing their next home. This is because, after selling their current home, they can leverage the equity they’ve built up toward a substantial down payment on a new property. As home equity […]
Hire A Professional Why an Agent Is Essential When Buying a Newly Built Home For many buyers in Cincinnati and Northern Kentucky, there’s a common misconception that newly built homes lack durability or don’t measure up to the quality found in older properties. This myth is deterring some from considering what might actually be one of the best options in today’s competitive real estate market. As Builder Online explains: […]
Hire A Professional Two Reasons Why the Housing Market Won’t Crash Amidst recent chatter about the economy and concerns about a potential recession, many are wondering if a housing market crash is on the horizon, especially in the Cincinnati and northern Kentucky real estate markets. It’s natural to be concerned, but rest assured—the current housing market is not poised for a crash. Real estate journalist Michele […]
Hire A Professional Now’s the Time To Upgrade to Your Dream Home If you’re thinking about selling your home and upgrading to a larger or more luxurious property in the Cincinnati or Northern Kentucky area, you’re not alone. A recent Inman survey reveals that the top motivator for today’s homebuyers is the desire for more space or an upgraded home (see graph below): However, like many others, […]
Home Buyers Buying Beats Renting in 22 Major U.S. Cities That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments (see chart below): As mortgage rates have eased off their recent peak, home prices have moderated, and inventory has ticked up, affordability has improved significantly. When you add all of that up, it’s getting less expensive to buy a […]