Home Buyers

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The Big Difference Between a Homeowner’s and a Renter’s Net Worth

Some Highlights Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters. […]
Hire A Professional, Home Buyers, Luxury Homes, Money Talk, Selling Your Home

Understanding Today’s Mortgage Rates: Is 3% Coming Back?

A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in […]
Hire A Professional, Home Buyers, Luxury Homes, Money Talk, New Build, Retirement, Selling Your Home

Why Buying Real Estate Is Still the Best Long-Term Investment

Lately, it feels like every headline about the housing market comes with a side of doubt. Are prices going up or down? Are we headed for a crash? Will rates ever come down? And all the media noise may leave you wondering: does it really make sense to buy a home right now? But here’s one […]
Hire A Professional, Home Buyers, Money Talk, New Build

Newly Built Homes May Be Less Expensive Than You Think

Do you think a brand-new home means a bigger price tag? Think again. Right now, something unique is happening in the housing market. According to the Census and the National Association of Realtors (NAR), the median price of newly built homes is actually lower than the median price for existing homes (ones that have already been lived in): You […]

Hire A Professional The Big Difference Between a Homeowner’s and a Renter’s Net Worth Some Highlights Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters. […]

Hire A Professional Understanding Today’s Mortgage Rates: Is 3% Coming Back? A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in […]

Hire A Professional Why Buying Real Estate Is Still the Best Long-Term Investment Lately, it feels like every headline about the housing market comes with a side of doubt. Are prices going up or down? Are we headed for a crash? Will rates ever come down? And all the media noise may leave you wondering: does it really make sense to buy a home right now? But here’s one […]

Hire A Professional Newly Built Homes May Be Less Expensive Than You Think Do you think a brand-new home means a bigger price tag? Think again. Right now, something unique is happening in the housing market. According to the Census and the National Association of Realtors (NAR), the median price of newly built homes is actually lower than the median price for existing homes (ones that have already been lived in): You […]

Hire A Professional Home Projects That Add the Most Value Home Projects That Add the Most Value Some Highlights Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. Because not all of them will be worth it. Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and […]

Hire A Professional Is It Better To Rent or Buy a Home? You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? With high home prices and stubborn mortgage rates, renting can seem like the safer choice right now. Or maybe your only choice. That’s a very real feeling. And perhaps buying today isn’t your best move; it’s not for everyone right away. You […]

Hire A Professional Many Veterans Don’t Know about This VA Home Loan Benefit For 80 years, Veterans Affairs (VA) home loans have helped countless Veterans buy a home. But even though a lot of Veterans have access to this powerful program, the majority don’t know about one of its core benefits. According to a report from Veterans United only 3 in 10 Veterans are aware they may be able to buy a […]

Hire A Professional Common Real Estate Terms Explained If you’re a first-time homebuyer, chances are you’ll come across some terms you’re not familiar with. And that can be overwhelming, especially while going through one of the biggest purchases of your life. The good news is you don’t need to be an expert on real estate jargon. That’s your agent’s job. But getting to know these […]

Hire A Professional Thinking about an Adjustable-Rate Mortgage? Read This First. If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate mortgages (ARMs). If you remember the crash […]

Hire A Professional More Homes for Sale Isn’t a Warning Sign – It’s Your Buying Opportunity Maybe you’ve heard the number of homes for sale has reached a recent high. And it might make you question if this is the start of another housing market crash. But the reality is, the data proves that’s just not the case. In most areas, more inventory isn’t bad news. It’s actually a sign of […]

Hire A Professional What Buyers Need To Know About Homeowners Association Fees When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees. While you won’t necessarily have these, you should know it’s a possibility, depending on where you decide to live. A homeowners association is basically […]

Hire A Professional You Could Use Some of Your Equity To Give Your Children the Gift of Home If you’re a homeowner, chances are you’ve built up a lot of wealth – just by living in your house and watching its value grow over time. And that equity? It’s something that could help change your child’s life. Since affordability is still a challenge, a lot of first-time buyers are struggling to buy a […]

Hire A Professional Don’t Let Student Loans Hold You Back from Homeownership Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you’re wondering: Do you have to wait until you’ve paid off those loans before you can buy your first home? Or is it possible you could […]

Hire A Professional Why Buyers Are More Likely To Get Concessions Right Now Especially in areas where inventory is rising, both homebuilders and sellers are sweetening the deal for buyers with things like paid closing costs, mortgage rate buy-downs, and more. In the industry, it’s called a concession or an incentive. What Are Concessions and Incentives? When a seller or builder gives you something extra to help with […]

Home Buyers Housing Market Forecasts for the Second Half of the Year From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move. There is one place you can turn to for answers you want the most. And that’s the experts. Leading housing experts are starting to […]

Hire A Professional Home Projects That Boost Value Whether you’re planning to move soon or not, it’s smart to be strategic about which home projects you take on. Your time, energy, and money matter – and not all upgrades offer the payoff you might expect. As U.S. News Real Estate explains: “. . . not every home renovation project will increase the resale […]

Hire A Professional What’s Motivating More Buyers To Choose a Newly Built Home? Planning to buy a home in Greater Cincinnati, Northern Kentucky, or Southeast Indiana soon? Why not consider something brand-new? Many buyers are discovering the appeal of new home construction, and it might be just what you’re looking for. The National Association of Realtors (NAR) reports that newly built homes made up 15% of all homes […]

Hire A Professional The Personal Joys of Having a Home To Call Your Own Owning a home in Greater Cincinnati, Northern Kentucky, or Southeast Indiana offers significant financial benefits and so much more. As you consider homes for sale or think about how to sell your house, take a moment to reflect on the deeper meaning of homeownership. A home is more than just four walls and a roof […]

Hire A Professional The #1 Reason People Move: To Be Closer to Family and Friends Have You Considered Moving Closer to Loved Ones? Have you ever thought about packing up and moving to be closer to the people who mean the most to you? Maybe those long drives to visit family are wearing you out, or you wish your kids could spend more time with their grandparents. You’re not alone—many […]

Hire A Professional How Home Equity May Help You Buy Your Next Home in Cash Building Equity in Your House: A Game-Changer for Homeowners in Greater Cincinnati, Northern Kentucky, and Southeast Indiana Owning a home provides many financial advantages, but one of the most significant is building equity. Right now, homeowners across the country are sitting on record levels of equity, and it could be the key to helping you […]