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Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash

Why We’re Not Heading Toward a Foreclosure Crisis The real estate market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana is thriving, with strong fundamentals that set it apart from the 2008 housing crisis. One major factor is the unprecedented level of equity homeowners have today. Unlike the last housing bubble, when many owed more […]
Hire A Professional, Home Buyers, Luxury Homes, Money Talk, New Build, Retirement, Selling Your Home, VA Loan

What’s Behind Today’s Mortgage Rate Volatility?

What’s Behind the Roller Coaster of Mortgage Rates? Insights for Greater Cincinnati, Northern Kentucky, and Southeast Indiana If you’ve been following mortgage rates recently, it probably feels like a roller coaster ride. One day rates are climbing, and the next they dip slightly. So, what’s causing all this movement? Let’s explore some major factors driving […]
Hire A Professional, Home Buyers, Luxury Homes, Money Talk, New Build, Retirement, Selling Your Home, VA Loan

Expect the Unexpected: Anticipating Volatility in Today’s Housing Market

**Navigating the Current Real Estate Market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana** If you’re thinking about buying or selling a home, you’ve probably noticed that the housing market feels a bit unpredictable. From home prices to mortgage rates, the market is experiencing some volatility, and it’s crucial to understand the driving forces behind […]
Hire A Professional, Home Buyers, Luxury Homes, Money Talk, New Build, Retirement, Selling Your Home

Q&A: How Do Presidential Elections Impact the Housing Market?

Some Highlights Even if you’re not looking to move right away, you may have questions about how the election will impact the housing market. When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election. […]

Hire A Professional Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash Why We’re Not Heading Toward a Foreclosure Crisis The real estate market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana is thriving, with strong fundamentals that set it apart from the 2008 housing crisis. One major factor is the unprecedented level of equity homeowners have today. Unlike the last housing bubble, when many owed more […]

Hire A Professional What’s Behind Today’s Mortgage Rate Volatility? What’s Behind the Roller Coaster of Mortgage Rates? Insights for Greater Cincinnati, Northern Kentucky, and Southeast Indiana If you’ve been following mortgage rates recently, it probably feels like a roller coaster ride. One day rates are climbing, and the next they dip slightly. So, what’s causing all this movement? Let’s explore some major factors driving […]

Hire A Professional Expect the Unexpected: Anticipating Volatility in Today’s Housing Market **Navigating the Current Real Estate Market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana** If you’re thinking about buying or selling a home, you’ve probably noticed that the housing market feels a bit unpredictable. From home prices to mortgage rates, the market is experiencing some volatility, and it’s crucial to understand the driving forces behind […]

Hire A Professional Q&A: How Do Presidential Elections Impact the Housing Market? Some Highlights Even if you’re not looking to move right away, you may have questions about how the election will impact the housing market. When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election. […]

Hire A Professional Why Today’s Foreclosure Numbers Won’t Trigger a Crash With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market. Many homeowners and potential buyers are concerned that high prices and tighter budgets could lead to more people falling behind on their mortgage payments, causing a wave of foreclosures. For those looking to buy homes […]

Hire A Professional What To Expect from Mortgage Rates and Home Prices in 2025 Curious about the future of the housing market in Cincinnati and Northern Kentucky as we approach 2025? Real estate experts are offering some encouraging forecasts that could impact your decisions, especially regarding mortgage rates and home prices in these regions. Whether you’re considering buying or selling a home in the Cincinnati or Northern Kentucky markets, […]

Hire A Professional The Benefits of Using Your Equity To Make a Bigger Down Payment Did you know? Many homeowners in the Cincinnati and Northern Kentucky real estate markets are finding they can make larger down payments when purchasing their next home. This is because, after selling their current home, they can leverage the equity they’ve built up toward a substantial down payment on a new property. As home equity […]

Hire A Professional Why an Agent Is Essential When Buying a Newly Built Home For many buyers in Cincinnati and Northern Kentucky, there’s a common misconception that newly built homes lack durability or don’t measure up to the quality found in older properties. This myth is deterring some from considering what might actually be one of the best options in today’s competitive real estate market. As Builder Online explains: […]

Hire A Professional Two Reasons Why the Housing Market Won’t Crash Amidst recent chatter about the economy and concerns about a potential recession, many are wondering if a housing market crash is on the horizon, especially in the Cincinnati and northern Kentucky real estate markets. It’s natural to be concerned, but rest assured—the current housing market is not poised for a crash. Real estate journalist Michele […]

Hire A Professional Now’s the Time To Upgrade to Your Dream Home If you’re thinking about selling your home and upgrading to a larger or more luxurious property in the Cincinnati or Northern Kentucky area, you’re not alone. A recent Inman survey reveals that the top motivator for today’s homebuyers is the desire for more space or an upgraded home (see graph below): However, like many others, […]

Home Buyers Buying Beats Renting in 22 Major U.S. Cities That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments (see chart below): As mortgage rates have eased off their recent peak, home prices have moderated, and inventory has ticked up, affordability has improved significantly. When you add all of that up, it’s getting less expensive to buy a […]

Hire A Professional Don’t Fall for These Real Estate Agent Myths When it’s time to buy or sell a home, one of the most important decisions you’ll make is who you’ll work with as your agent. That choice will have an impact on your entire experience and how smoothly it goes. As you figure out who you’ll partner with, it’s important to know what to expect and what to look for. […]

Hire A Professional The Latest Builder Trend: Smaller, Less Expensive Homes Even though affordability is improving, buying a home can still feel tough right now. But here’s some good news: builders are focusing their efforts on building smaller homes, and they’re offering key incentives to buyers. And both of these things can be a big help if you’re worried about finding a home that’s right for your budget. […]

Hire A Professional Mortgage Rates Drop to Lowest Level in over a Year and a Half Mortgage rates have hit their lowest point in over a year and a half. And that’s big news if you’ve been sitting on the homebuying sidelines waiting for this moment. Even a small decline in rates could help you get a better monthly payment than you would expect on your next home. And the drop that’s […]

Hire A Professional 2025 Housing Market Forecasts: What To Expect Looking ahead to 2025, it’s important to know what experts are projecting for the housing market. And whether you’re thinking of buying or selling a home next year, having a clear picture of what they’re calling for can help you make the best possible decision for your homeownership plans. Here’s an early look at the most recent projections on mortgage […]

Hire A Professional What’s the Impact of Presidential Elections on the Housing Market? It’s no surprise that the upcoming Presidential election might have you speculating about what’s ahead. And those unanswered thoughts can quickly spiral, causing fear and uncertainty to swirl through your mind. So, if you’ve been considering buying or selling a home this year, you’re probably curious about what the election might mean for the housing market – and if it’s still […]

Hire A Professional How To Choose a Great Local Real Estate Agent Selecting the right real estate agent can make a world of difference when buying or selling a home. But how do you find the best one? Here are some tips to help you make that big decision as you determine your partner in the process. Check Their Reputation Start by gathering information about agents in your area. From there, try to […]

Hire A Professional Mortgage Rates Down a Full Percent from Recent High Mortgage rates have been one of the hottest topics in the housing market lately because of their impact on affordability. And if you’re someone who’s looking to make a move, you’ve probably been waiting eagerly for rates to come down for that very reason. Well, if the past few weeks are any indication, you may be getting your wish. Mortgage […]

Hire A Professional How the Economy Impacts Mortgage Rates As someone who’s thinking about buying or selling a home, you’re probably paying close attention to mortgage rates – and wondering what’s ahead. One thing that can affect mortgage rates is the Federal Funds Rate, which influences how much it costs banks to borrow money from each other. While the Federal Reserve (the Fed) doesn’t directly control mortgage rates, they do control […]

Hire A Professional A Newly Built Home May Actually Be More Budget-Friendly If you’re in the market to buy a home, there’s some exciting news for you. Many people assume that newly built homes are more expensive than existing ones (houses that have already been lived in), but that’s not always the case. In fact, exploring newly built homes can sometimes lead to more cost-effective options, especially today. […]