Blog - Michael Cummiskey

Hire A Professional, Home Buyers, Money Talk, Selling Your Home

What’s Motivating Homeowners To Move Right Now

### Ready to Move? Here’s Why Many Homeowners Are Deciding to Sell Over the past few years, many homeowners in Greater Cincinnati, Northern Kentucky, and Southeast Indiana have hesitated to sell their homes. Why? They’re reluctant to take on a higher mortgage rate when purchasing their next home. If you’re in this situation, you’re not […]
Hire A Professional, Home Buyers, Money Talk, VA Loan

The Majority of Veterans Are Unaware of a Key VA Loan Benefit

### VA Home Loans: Helping Veterans Achieve the Dream of Homeownership For over 79 years, **Veterans Affairs (VA) home loans** have empowered countless Veterans to own homes across **Greater Cincinnati, Northern Kentucky, and Southeast Indiana**. However, according to Veterans United, only 3 in 10 Veterans realize they may be eligible to purchase a home with […]
Hire A Professional, Luxury Homes, Money Talk, Selling Your Home

Why You Need an Agent To Set the Right Asking Price

Some Highlights The #1 task sellers struggle with is setting the right asking price for their house. Without an agent’s help, you may set a price that turns away buyers and takes a long time to sell. To make sure your house is priced right, connect with a local agent. Because if the price isn’t compelling, it’s not selling.
Hire A Professional, Home Buyers, Luxury Homes, Money Talk, New Build, Retirement, Selling Your Home, VA Loan

Expect the Unexpected: Anticipating Volatility in Today’s Housing Market

**Navigating the Current Real Estate Market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana** If you’re thinking about buying or selling a home, you’ve probably noticed that the housing market feels a bit unpredictable. From home prices to mortgage rates, the market is experiencing some volatility, and it’s crucial to understand the driving forces behind […]

Hire A Professional What’s Motivating Homeowners To Move Right Now ### Ready to Move? Here’s Why Many Homeowners Are Deciding to Sell Over the past few years, many homeowners in Greater Cincinnati, Northern Kentucky, and Southeast Indiana have hesitated to sell their homes. Why? They’re reluctant to take on a higher mortgage rate when purchasing their next home. If you’re in this situation, you’re not […]

Hire A Professional The Majority of Veterans Are Unaware of a Key VA Loan Benefit ### VA Home Loans: Helping Veterans Achieve the Dream of Homeownership For over 79 years, **Veterans Affairs (VA) home loans** have empowered countless Veterans to own homes across **Greater Cincinnati, Northern Kentucky, and Southeast Indiana**. However, according to Veterans United, only 3 in 10 Veterans realize they may be eligible to purchase a home with […]

Hire A Professional Why You Need an Agent To Set the Right Asking Price Some Highlights The #1 task sellers struggle with is setting the right asking price for their house. Without an agent’s help, you may set a price that turns away buyers and takes a long time to sell. To make sure your house is priced right, connect with a local agent. Because if the price isn’t compelling, it’s not selling.

Hire A Professional Expect the Unexpected: Anticipating Volatility in Today’s Housing Market **Navigating the Current Real Estate Market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana** If you’re thinking about buying or selling a home, you’ve probably noticed that the housing market feels a bit unpredictable. From home prices to mortgage rates, the market is experiencing some volatility, and it’s crucial to understand the driving forces behind […]

Hire A Professional Is a Fixer Upper Right for You? **Homes for Sale: Why a Fixer Upper Might Be Your Best Bet** Looking to buy a home in **Greater Cincinnati, Northern Kentucky, or Southeast Indiana**, but feeling like most options are out of reach? The good news is, there’s still a way to become a homeowner—even when affordability feels like a major challenge. The solution […]

Hire A Professional Q&A: How Do Presidential Elections Impact the Housing Market? Some Highlights Even if you’re not looking to move right away, you may have questions about how the election will impact the housing market. When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election. […]

Hire A Professional How Real Estate Agents Take the Fear Out of Moving Feeling uncertain or even fearful about moving right now with so much happening in the world? Moving shouldn’t be scary; it should be an exciting new chapter! To turn that fear into confidence, work with a seasoned real estate professional. Real estate agents are more than transaction facilitators—they’re trusted guides who help you navigate the […]

Hire A Professional Avoid These Top Homebuyer Mistakes in Today’s Market Avoiding costly mistakes in your home-buying journey is essential, especially with so much at stake. Here’s a quick look at the most common mistakes buyers are making in today’s Greater Cincinnati, Northern Kentucky, and Southeast Indiana markets—and how an experienced agent can help you sidestep each one. **Trying to Time the Market** In hopes of […]

Hire A Professional Why Your House Will Shine in Today’s Market Even though more homes are for sale compared to last year, there are still more buyers than homes available across Greater Cincinnati, Northern Kentucky, and Southeast Indiana. This means that if you’re considering selling, your house can truly stand out in today’s competitive real estate market. Here are several key reasons why homes for sale […]

Hire A Professional Debunking Scary Myths About Buying a Home Some Highlights There are a number of scary myths about homebuying in today’s market. Here’s what you need to know. Prices are not expected to crash, it is possible to buy even with student loan debt, and there are programs that can help you save for a down payment. Don’t let scary myths delay your homebuying plans. Connect with an agent […]

Hire A Professional Why Today’s Foreclosure Numbers Won’t Trigger a Crash With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market. Many homeowners and potential buyers are concerned that high prices and tighter budgets could lead to more people falling behind on their mortgage payments, causing a wave of foreclosures. For those looking to buy homes […]

Hire A Professional How Long Will It Take To Sell Your House? As you’re preparing to sell your house in Cincinnati or Northern Kentucky, one of the first questions on your mind is likely, “How long will it take to sell?” That’s an important question, as it helps set expectations for the process ahead. While real estate markets vary, understanding national trends provides a useful starting point. […]

Hire A Professional Planning To Sell Your House in 2025? Start Prepping Now If you’re planning to sell your house in Cincinnati or Northern Kentucky in 2025, now is the perfect time to start prepping. Although it may seem like there’s plenty of time before the new year, getting ahead on necessary updates or repairs can make a big difference in your local real estate market. As Danielle […]

Hire A Professional What To Expect from Mortgage Rates and Home Prices in 2025 Curious about the future of the housing market in Cincinnati and Northern Kentucky as we approach 2025? Real estate experts are offering some encouraging forecasts that could impact your decisions, especially regarding mortgage rates and home prices in these regions. Whether you’re considering buying or selling a home in the Cincinnati or Northern Kentucky markets, […]

Hire A Professional Why Buying Now Is Worth It Some Highlights You may be torn between buying a home now or waiting. But don’t forget to factor in the equity you’ll gain as prices rise. Experts forecast prices will climb over the next 5 years – and based on those forecasts, you could gain about $90k in equity in that time. So, you could wait, but you’ll miss out on […]

Hire A Professional Why Did More People Decide To Sell Their Homes Recently? As summer comes to an end, homeowners often slow down their plans to move, leading to fewer homes being listed for sale during the fall. This seasonal trend in Cincinnati real estate is typically predictable. However, this year saw an unexpected twist. Mortgage rates dropped just as the number of homes on the market usually […]

Hire A Professional The Benefits of Using Your Equity To Make a Bigger Down Payment Did you know? Many homeowners in the Cincinnati and Northern Kentucky real estate markets are finding they can make larger down payments when purchasing their next home. This is because, after selling their current home, they can leverage the equity they’ve built up toward a substantial down payment on a new property. As home equity […]

Hire A Professional Why an Agent Is Essential When Buying a Newly Built Home For many buyers in Cincinnati and Northern Kentucky, there’s a common misconception that newly built homes lack durability or don’t measure up to the quality found in older properties. This myth is deterring some from considering what might actually be one of the best options in today’s competitive real estate market. As Builder Online explains: […]

Hire A Professional Why a Condo Could Be Your Perfect First Home If you’re looking to break into homeownership in Cincinnati or Northern Kentucky but the cost of single-family homes has you second-guessing, consider exploring the option of a condominium (condo) or townhome. These types of properties often offer a lower barrier to entry, making it easier to start building equity and enjoy the benefits of owning […]

Hire A Professional Buying Beats Renting in These Top Cities Some Highlights Based on a recent study, in 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment. Make sure you work with a pro who can help you crunch the numbers and see how your city stacks up. This may be your opportunity to forget renting for good. If you want to […]