Blog - Michael Cummiskey

Hire A Professional, Luxury Homes, Money Talk, Retirement, Selling Your Home

How To Get Your House Ready To Sell in 2025

Some Highlights If you’re planning to list your house in 2025, it’s already time to start working on any repairs. But where do you start? Your local agent will be able to help you prioritize projects that will help you get the best return on your investment and appeal to what today’s buyers really want. If your goal […]
Hire A Professional, Home Buyers, Money Talk

Don’t Miss Out on the Growing Number of Down Payment Assistance Programs

Discover Your Path to Homeownership in Greater Cincinnati, Northern Kentucky, and Southeast Indiana With rising home prices and fluctuating mortgage rates, it’s crucial to explore every resource available to make buying a home possible. One valuable resource to consider is the growing number of down payment assistance (DPA) programs designed to help buyers like you. […]
Hire A Professional, Home Buyers, Luxury Homes, Money Talk, New Build, Retirement, Selling Your Home, VA Loan

What’s Behind Today’s Mortgage Rate Volatility?

What’s Behind the Roller Coaster of Mortgage Rates? Insights for Greater Cincinnati, Northern Kentucky, and Southeast Indiana If you’ve been following mortgage rates recently, it probably feels like a roller coaster ride. One day rates are climbing, and the next they dip slightly. So, what’s causing all this movement? Let’s explore some major factors driving […]
Hire A Professional, Home Buyers, Luxury Homes, Money Talk, Selling Your Home

Is Wall Street Really Buying All the Homes?

Facing Challenges in the Real Estate Market? Here’s the Truth About Investors and Buying a Home Let’s be real – navigating the real estate market right now in Greater Cincinnati, Northern Kentucky, and Southeast Indiana can feel overwhelming. Whether you’re searching for homes for sale, attending open houses, or asking, “How can I sell my […]

Hire A Professional How To Get Your House Ready To Sell in 2025 Some Highlights If you’re planning to list your house in 2025, it’s already time to start working on any repairs. But where do you start? Your local agent will be able to help you prioritize projects that will help you get the best return on your investment and appeal to what today’s buyers really want. If your goal […]

Hire A Professional Don’t Miss Out on the Growing Number of Down Payment Assistance Programs Discover Your Path to Homeownership in Greater Cincinnati, Northern Kentucky, and Southeast Indiana With rising home prices and fluctuating mortgage rates, it’s crucial to explore every resource available to make buying a home possible. One valuable resource to consider is the growing number of down payment assistance (DPA) programs designed to help buyers like you. […]

Hire A Professional What’s Behind Today’s Mortgage Rate Volatility? What’s Behind the Roller Coaster of Mortgage Rates? Insights for Greater Cincinnati, Northern Kentucky, and Southeast Indiana If you’ve been following mortgage rates recently, it probably feels like a roller coaster ride. One day rates are climbing, and the next they dip slightly. So, what’s causing all this movement? Let’s explore some major factors driving […]

Hire A Professional Is Wall Street Really Buying All the Homes? Facing Challenges in the Real Estate Market? Here’s the Truth About Investors and Buying a Home Let’s be real – navigating the real estate market right now in Greater Cincinnati, Northern Kentucky, and Southeast Indiana can feel overwhelming. Whether you’re searching for homes for sale, attending open houses, or asking, “How can I sell my […]

Hire A Professional Don’t Let These Two Concerns Hold You Back from Selling Your House ### Ready to Sell Your Home? Here’s What You Need to Know If you’re considering selling your home in **Greater Cincinnati, Northern Kentucky, or Southeast Indiana**, you might feel uncertain about whether now is the right time. Questions like, *”Is moving a good idea in today’s market?”* or *”Will I find a home I love?”* […]

Hire A Professional Should You Sell Your House or Rent It Out? **What Should You Do with Your Home? Sell or Rent?** When you’re ready to move, deciding what to do with your current home is a critical decision. Increasingly, homeowners in **Greater Cincinnati**, **Northern Kentucky**, and **Southeast Indiana** are considering renting out their properties instead of selling. According to recent data from Zillow, about two-thirds (66%) […]

Hire A Professional More Homes, Slower Price Growth – What It Means for You as a Buyer **More Homes for Sale: What This Means for You in Greater Cincinnati, Northern Kentucky, and Southeast Indiana** If you’re considering buying or selling real estate, now might be the perfect time. The number of *homes for sale* has risen significantly, offering unique opportunities for buyers and sellers alike. Let’s explore two key reasons why this […]

Hire A Professional The Big Difference Between Renter and Homeowner Net Worth Some Highlights If you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership. Unlike renters, homeowners gain equity as they pay their mortgage and as home values rise. That’s why, on average, a homeowner’s net worth is nearly 40x higher than a renter’s. Connect with an agent if you want to learn more about […]

Hire A Professional What’s Motivating Homeowners To Move Right Now ### Ready to Move? Here’s Why Many Homeowners Are Deciding to Sell Over the past few years, many homeowners in Greater Cincinnati, Northern Kentucky, and Southeast Indiana have hesitated to sell their homes. Why? They’re reluctant to take on a higher mortgage rate when purchasing their next home. If you’re in this situation, you’re not […]

Hire A Professional The Majority of Veterans Are Unaware of a Key VA Loan Benefit ### VA Home Loans: Helping Veterans Achieve the Dream of Homeownership For over 79 years, **Veterans Affairs (VA) home loans** have empowered countless Veterans to own homes across **Greater Cincinnati, Northern Kentucky, and Southeast Indiana**. However, according to Veterans United, only 3 in 10 Veterans realize they may be eligible to purchase a home with […]

Hire A Professional Why You Need an Agent To Set the Right Asking Price Some Highlights The #1 task sellers struggle with is setting the right asking price for their house. Without an agent’s help, you may set a price that turns away buyers and takes a long time to sell. To make sure your house is priced right, connect with a local agent. Because if the price isn’t compelling, it’s not selling.

Hire A Professional Expect the Unexpected: Anticipating Volatility in Today’s Housing Market **Navigating the Current Real Estate Market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana** If you’re thinking about buying or selling a home, you’ve probably noticed that the housing market feels a bit unpredictable. From home prices to mortgage rates, the market is experiencing some volatility, and it’s crucial to understand the driving forces behind […]

Hire A Professional Is a Fixer Upper Right for You? **Homes for Sale: Why a Fixer Upper Might Be Your Best Bet** Looking to buy a home in **Greater Cincinnati, Northern Kentucky, or Southeast Indiana**, but feeling like most options are out of reach? The good news is, there’s still a way to become a homeowner—even when affordability feels like a major challenge. The solution […]

Hire A Professional Q&A: How Do Presidential Elections Impact the Housing Market? Some Highlights Even if you’re not looking to move right away, you may have questions about how the election will impact the housing market. When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election. […]

Hire A Professional How Real Estate Agents Take the Fear Out of Moving Feeling uncertain or even fearful about moving right now with so much happening in the world? Moving shouldn’t be scary; it should be an exciting new chapter! To turn that fear into confidence, work with a seasoned real estate professional. Real estate agents are more than transaction facilitators—they’re trusted guides who help you navigate the […]

Hire A Professional Avoid These Top Homebuyer Mistakes in Today’s Market Avoiding costly mistakes in your home-buying journey is essential, especially with so much at stake. Here’s a quick look at the most common mistakes buyers are making in today’s Greater Cincinnati, Northern Kentucky, and Southeast Indiana markets—and how an experienced agent can help you sidestep each one. **Trying to Time the Market** In hopes of […]

Hire A Professional Why Your House Will Shine in Today’s Market Even though more homes are for sale compared to last year, there are still more buyers than homes available across Greater Cincinnati, Northern Kentucky, and Southeast Indiana. This means that if you’re considering selling, your house can truly stand out in today’s competitive real estate market. Here are several key reasons why homes for sale […]

Hire A Professional Debunking Scary Myths About Buying a Home Some Highlights There are a number of scary myths about homebuying in today’s market. Here’s what you need to know. Prices are not expected to crash, it is possible to buy even with student loan debt, and there are programs that can help you save for a down payment. Don’t let scary myths delay your homebuying plans. Connect with an agent […]

Hire A Professional Why Today’s Foreclosure Numbers Won’t Trigger a Crash With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market. Many homeowners and potential buyers are concerned that high prices and tighter budgets could lead to more people falling behind on their mortgage payments, causing a wave of foreclosures. For those looking to buy homes […]

Hire A Professional How Long Will It Take To Sell Your House? As you’re preparing to sell your house in Cincinnati or Northern Kentucky, one of the first questions on your mind is likely, “How long will it take to sell?” That’s an important question, as it helps set expectations for the process ahead. While real estate markets vary, understanding national trends provides a useful starting point. […]