Blog - Michael Cummiskey

Hire A Professional, Home Buyers, Luxury Homes, Money Talk, New Build

Why Moving to a More Affordable Area Makes Sense

Moving to a more affordable area could be the fresh start you need to get ahead financially. Whether you’re exploring homes for sale or looking to sell my house in search of a more budget-friendly lifestyle, working with a trusted real estate agent is your best plan. They can help you find a home that […]
Hire A Professional, Home Buyers, Luxury Homes, Money Talk

What Will It Take for Prices To Come Down?

Are you wondering if home prices are about to crash? Believe it or not, some people are hoping for this so they can finally buy a more affordable home. However, experts agree that’s not likely to happen – and here’s why. The demand for homes far outweighs the supply. That imbalance is what continues to […]
Hire A Professional, Luxury Homes, Money Talk, Retirement, Selling Your Home

Why More Sellers Are Hiring Real Estate Agents

Selling your house on your own – commonly known as “For Sale by Owner” or FSBO – might seem appealing. But you should know that it can get complicated very quickly, especially in today’s dynamic real estate market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana. That’s why data from the National Association of Realtors […]
Hire A Professional, Luxury Homes, Money Talk, Retirement, Selling Your Home

Why This Winter Is the Sweet Spot for Selling

Some Highlights Thinking about selling your house? Here are a few reasons why you may want to do it this season. Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out. While inventory is higher this year than it’s been in the last […]

Hire A Professional Why Moving to a More Affordable Area Makes Sense Moving to a more affordable area could be the fresh start you need to get ahead financially. Whether you’re exploring homes for sale or looking to sell my house in search of a more budget-friendly lifestyle, working with a trusted real estate agent is your best plan. They can help you find a home that […]

Hire A Professional What Will It Take for Prices To Come Down? Are you wondering if home prices are about to crash? Believe it or not, some people are hoping for this so they can finally buy a more affordable home. However, experts agree that’s not likely to happen – and here’s why. The demand for homes far outweighs the supply. That imbalance is what continues to […]

Hire A Professional Why More Sellers Are Hiring Real Estate Agents Selling your house on your own – commonly known as “For Sale by Owner” or FSBO – might seem appealing. But you should know that it can get complicated very quickly, especially in today’s dynamic real estate market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana. That’s why data from the National Association of Realtors […]

Hire A Professional Why This Winter Is the Sweet Spot for Selling Some Highlights Thinking about selling your house? Here are a few reasons why you may want to do it this season. Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out. While inventory is higher this year than it’s been in the last […]

Hire A Professional Why Owning a Home Is Worth It in the Long Run Today’s Market: Is Now the Right Time to Buy a Home? With current mortgage rates and home prices, you might wonder if it’s still a good idea to buy a home. While market trends are crucial, the bigger picture includes the long-term benefits of homeownership. Whether you’re searching for homes for sale or considering selling […]

Hire A Professional When Will Mortgage Rates Come Down? When Will Mortgage Rates Come Down? Insights for Homebuyers and Sellers in Greater Cincinnati, Northern Kentucky, and Southeast Indiana One of the top questions on everyone’s mind right now is: when will mortgage rates come down? After years of rising rates and fluctuations throughout 2024, many are looking for clarity and relief in the housing […]

Hire A Professional Sell Your House During the Winter Sweet Spot Why Winter Might Be the Best Time to Sell Your Home When it comes to putting your house on the market, many assume spring is the ideal season. While it’s true that buyer demand typically rises during spring, here’s the catch: so does your competition. Many homeowners list their properties at the same time, which […]

Hire A Professional Should You Sell Your House As-Is or Make Repairs? A recent study by the National Association of Realtors (NAR) reveals that most sellers (61%) complete at least minor repairs before selling their homes. However, life doesn’t always allow for those updates, which is why 39% of sellers opt to sell their houses as-is instead (see chart below): If you’re feeling overwhelmed because you lack […]

Hire A Professional Investors Are Not Buying Up All the Homes Some Highlights There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true. Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street. No matter what you’ve heard, the majority of homes are still being purchased […]

Hire A Professional Make Your House the Top Thing on Every Buyer’s Wish List This Season Sell Your House This Holiday Season: Why Now Might Be the Perfect Time With the holidays approaching, homeowners in Greater Cincinnati, Northern Kentucky, and Southeast Indiana may be wondering whether to sell their homes now or wait until spring. Some might even consider pulling their house off the market altogether. But is that the best […]

Hire A Professional Control the Controllables If You’re Worried About Mortgage Rates Chances are you’re hearing a lot about mortgage rates right now, and all you really want to hear is that they’re coming back down. And if you’ve seen headlines about the early November Federal Funds Rate cut by the Federal Reserve (The Fed), maybe you got hopeful mortgage rates would start to decline right away. Although some […]

Hire A Professional How Co-Buying a Home Helps with Affordability Today Co-Buying a Home: A Smart Strategy for Today’s Real Estate Market Buying a home in today’s real estate market can feel challenging, especially with rising home prices and mortgage rates putting pressure on your budget. If you’re feeling stuck, co-buying might be the solution to help you achieve homeownership. Freddie Mac explains: “If you are […]

Hire A Professional Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash Why We’re Not Heading Toward a Foreclosure Crisis The real estate market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana is thriving, with strong fundamentals that set it apart from the 2008 housing crisis. One major factor is the unprecedented level of equity homeowners have today. Unlike the last housing bubble, when many owed more […]

Hire A Professional How To Get Your House Ready To Sell in 2025 Some Highlights If you’re planning to list your house in 2025, it’s already time to start working on any repairs. But where do you start? Your local agent will be able to help you prioritize projects that will help you get the best return on your investment and appeal to what today’s buyers really want. If your goal […]

Hire A Professional Don’t Miss Out on the Growing Number of Down Payment Assistance Programs Discover Your Path to Homeownership in Greater Cincinnati, Northern Kentucky, and Southeast Indiana With rising home prices and fluctuating mortgage rates, it’s crucial to explore every resource available to make buying a home possible. One valuable resource to consider is the growing number of down payment assistance (DPA) programs designed to help buyers like you. […]

Hire A Professional What’s Behind Today’s Mortgage Rate Volatility? What’s Behind the Roller Coaster of Mortgage Rates? Insights for Greater Cincinnati, Northern Kentucky, and Southeast Indiana If you’ve been following mortgage rates recently, it probably feels like a roller coaster ride. One day rates are climbing, and the next they dip slightly. So, what’s causing all this movement? Let’s explore some major factors driving […]

Hire A Professional Is Wall Street Really Buying All the Homes? Facing Challenges in the Real Estate Market? Here’s the Truth About Investors and Buying a Home Let’s be real – navigating the real estate market right now in Greater Cincinnati, Northern Kentucky, and Southeast Indiana can feel overwhelming. Whether you’re searching for homes for sale, attending open houses, or asking, “How can I sell my […]

Hire A Professional Don’t Let These Two Concerns Hold You Back from Selling Your House ### Ready to Sell Your Home? Here’s What You Need to Know If you’re considering selling your home in **Greater Cincinnati, Northern Kentucky, or Southeast Indiana**, you might feel uncertain about whether now is the right time. Questions like, *”Is moving a good idea in today’s market?”* or *”Will I find a home I love?”* […]

Hire A Professional Should You Sell Your House or Rent It Out? **What Should You Do with Your Home? Sell or Rent?** When you’re ready to move, deciding what to do with your current home is a critical decision. Increasingly, homeowners in **Greater Cincinnati**, **Northern Kentucky**, and **Southeast Indiana** are considering renting out their properties instead of selling. According to recent data from Zillow, about two-thirds (66%) […]

Hire A Professional More Homes, Slower Price Growth – What It Means for You as a Buyer **More Homes for Sale: What This Means for You in Greater Cincinnati, Northern Kentucky, and Southeast Indiana** If you’re considering buying or selling real estate, now might be the perfect time. The number of *homes for sale* has risen significantly, offering unique opportunities for buyers and sellers alike. Let’s explore two key reasons why this […]