Blog - Michael Cummiskey

Hire A Professional, Home Buyers, Money Talk

Avoid These Top Homebuyer Mistakes in Today’s Market

Avoiding costly mistakes in your home-buying journey is essential, especially with so much at stake. Here’s a quick look at the most common mistakes buyers are making in today’s Greater Cincinnati, Northern Kentucky, and Southeast Indiana markets—and how an experienced agent can help you sidestep each one. **Trying to Time the Market** In hopes of […]
Hire A Professional, Luxury Homes, Money Talk, Selling Your Home

Why Your House Will Shine in Today’s Market

Even though more homes are for sale compared to last year, there are still more buyers than homes available across Greater Cincinnati, Northern Kentucky, and Southeast Indiana. This means that if you’re considering selling, your house can truly stand out in today’s competitive real estate market. Here are several key reasons why homes for sale […]
Hire A Professional, Home Buyers, Money Talk

Debunking Scary Myths About Buying a Home

Some Highlights There are a number of scary myths about homebuying in today’s market. Here’s what you need to know. Prices are not expected to crash, it is possible to buy even with student loan debt, and there are programs that can help you save for a down payment. Don’t let scary myths delay your homebuying plans. Connect with an agent […]
Hire A Professional, Home Buyers, Luxury Homes, Money Talk, New Build, Retirement, Selling Your Home

Why Today’s Foreclosure Numbers Won’t Trigger a Crash

With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market. Many homeowners and potential buyers are concerned that high prices and tighter budgets could lead to more people falling behind on their mortgage payments, causing a wave of foreclosures. For those looking to buy homes […]

Hire A Professional Avoid These Top Homebuyer Mistakes in Today’s Market Avoiding costly mistakes in your home-buying journey is essential, especially with so much at stake. Here’s a quick look at the most common mistakes buyers are making in today’s Greater Cincinnati, Northern Kentucky, and Southeast Indiana markets—and how an experienced agent can help you sidestep each one. **Trying to Time the Market** In hopes of […]

Hire A Professional Why Your House Will Shine in Today’s Market Even though more homes are for sale compared to last year, there are still more buyers than homes available across Greater Cincinnati, Northern Kentucky, and Southeast Indiana. This means that if you’re considering selling, your house can truly stand out in today’s competitive real estate market. Here are several key reasons why homes for sale […]

Hire A Professional Debunking Scary Myths About Buying a Home Some Highlights There are a number of scary myths about homebuying in today’s market. Here’s what you need to know. Prices are not expected to crash, it is possible to buy even with student loan debt, and there are programs that can help you save for a down payment. Don’t let scary myths delay your homebuying plans. Connect with an agent […]

Hire A Professional Why Today’s Foreclosure Numbers Won’t Trigger a Crash With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market. Many homeowners and potential buyers are concerned that high prices and tighter budgets could lead to more people falling behind on their mortgage payments, causing a wave of foreclosures. For those looking to buy homes […]

Hire A Professional How Long Will It Take To Sell Your House? As you’re preparing to sell your house in Cincinnati or Northern Kentucky, one of the first questions on your mind is likely, “How long will it take to sell?” That’s an important question, as it helps set expectations for the process ahead. While real estate markets vary, understanding national trends provides a useful starting point. […]

Hire A Professional Planning To Sell Your House in 2025? Start Prepping Now If you’re planning to sell your house in Cincinnati or Northern Kentucky in 2025, now is the perfect time to start prepping. Although it may seem like there’s plenty of time before the new year, getting ahead on necessary updates or repairs can make a big difference in your local real estate market. As Danielle […]

Hire A Professional What To Expect from Mortgage Rates and Home Prices in 2025 Curious about the future of the housing market in Cincinnati and Northern Kentucky as we approach 2025? Real estate experts are offering some encouraging forecasts that could impact your decisions, especially regarding mortgage rates and home prices in these regions. Whether you’re considering buying or selling a home in the Cincinnati or Northern Kentucky markets, […]

Hire A Professional Why Buying Now Is Worth It Some Highlights You may be torn between buying a home now or waiting. But don’t forget to factor in the equity you’ll gain as prices rise. Experts forecast prices will climb over the next 5 years – and based on those forecasts, you could gain about $90k in equity in that time. So, you could wait, but you’ll miss out on […]

Hire A Professional Why Did More People Decide To Sell Their Homes Recently? As summer comes to an end, homeowners often slow down their plans to move, leading to fewer homes being listed for sale during the fall. This seasonal trend in Cincinnati real estate is typically predictable. However, this year saw an unexpected twist. Mortgage rates dropped just as the number of homes on the market usually […]

Hire A Professional The Benefits of Using Your Equity To Make a Bigger Down Payment Did you know? Many homeowners in the Cincinnati and Northern Kentucky real estate markets are finding they can make larger down payments when purchasing their next home. This is because, after selling their current home, they can leverage the equity they’ve built up toward a substantial down payment on a new property. As home equity […]

Hire A Professional Why an Agent Is Essential When Buying a Newly Built Home For many buyers in Cincinnati and Northern Kentucky, there’s a common misconception that newly built homes lack durability or don’t measure up to the quality found in older properties. This myth is deterring some from considering what might actually be one of the best options in today’s competitive real estate market. As Builder Online explains: […]

Hire A Professional Why a Condo Could Be Your Perfect First Home If you’re looking to break into homeownership in Cincinnati or Northern Kentucky but the cost of single-family homes has you second-guessing, consider exploring the option of a condominium (condo) or townhome. These types of properties often offer a lower barrier to entry, making it easier to start building equity and enjoy the benefits of owning […]

Hire A Professional Buying Beats Renting in These Top Cities Some Highlights Based on a recent study, in 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment. Make sure you work with a pro who can help you crunch the numbers and see how your city stacks up. This may be your opportunity to forget renting for good. If you want to […]

Home Buyers How Much Does It Cost To Sell My House? If you’re considering selling your home in Cincinnati or Northern Kentucky, one of your first questions might be, “How much will it cost?” The truth is, the total cost depends on various factors, such as the offer you accept, whether you contribute to the buyer’s closing costs, how many repairs you complete, and more. To […]

Hire A Professional Two Reasons Why the Housing Market Won’t Crash Amidst recent chatter about the economy and concerns about a potential recession, many are wondering if a housing market crash is on the horizon, especially in the Cincinnati and northern Kentucky real estate markets. It’s natural to be concerned, but rest assured—the current housing market is not poised for a crash. Real estate journalist Michele […]

Hire A Professional Why Now’s Not the Time To Take Your House Off the Market Is your house in Cincinnati or Northern Kentucky sitting on the market longer than expected? If so, you’re likely feeling frustrated and may even be considering pulling the listing to wait and see what 2025 brings. However, what many homeowners in the local real estate market don’t realize is that this decision could actually cost […]

Hire A Professional Now’s the Time To Upgrade to Your Dream Home If you’re thinking about selling your home and upgrading to a larger or more luxurious property in the Cincinnati or Northern Kentucky area, you’re not alone. A recent Inman survey reveals that the top motivator for today’s homebuyers is the desire for more space or an upgraded home (see graph below): However, like many others, […]

Hire A Professional The Top 3 Reasons Affordability Is Improving Some Highlights Affordability is based on three key factors: mortgage rates, home prices, and wages. And today, it’s improving quickly as rates come down, prices level off, and wages climb. If you put your search on pause because it was too expensive to buy, connect with an agent to talk about why now may be the perfect time to jump back in.

Hire A Professional Home Values Rise Even as Median Prices Fall The real estate market in Cincinnati and Northern Kentucky has seen headlines recently about the median asking price of homes dropping compared to last year, leading to confusion for both buyers and sellers. Many assume this means home prices are declining, but the reality is more complex, and understanding the local market trends is key. […]

Hire A Professional Secrets To Selling Your House Quickly Seeing your home sit on the market without any offers is the ultimate frustration for sellers. Unfortunately, this is a reality some sellers in Cincinnati and northern Kentucky are experiencing today. Data from the National Association of Realtors (NAR) shows that the average time a house spends on the market has increased over the past […]