Hire A ProfessionalLuxury HomesMoney TalkRetirementSelling Your Home December 27, 2024

Why More Sellers Are Hiring a Real Estate Agent


Some Highlights

  • More homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side.
  • Without an agent’s help, tackling pricing, staging and repairs, paperwork, negotiation, and more can be a real headache.
  • Selling without a pro isn’t worth the hassle. Connect with an agent to see if you’d work well together.
Hire A ProfessionalHome BuyersLuxury HomesMoney TalkNew Build December 27, 2024

What’s Motivating More Buyers To Choose a Newly Built Home?

Planning to buy a home in Greater Cincinnati, Northern Kentucky, or Southeast Indiana soon? Why not consider something brand-new? Many buyers are discovering the appeal of new home construction, and it might be just what you’re looking for.

The National Association of Realtors (NAR) reports that newly built homes made up 15% of all homes sold last year—a significant increase and the highest percentage in 17 years (see graph below):

a graph of blue bars

Why are more buyers choosing new construction homes? According to NAR, recent buyers highlight these top reasons (see graph below):

a graph of blue squares

1. Avoiding Renovations or Plumbing/Electrical Problems (42%)

The biggest benefit of a newly built home is peace of mind. When you’re already investing in a home, avoiding costly repairs or maintenance is a top priority. Newly constructed homes are less likely to have unexpected issues, and many builders offer warranties, adding extra protection for major systems.

2. Ability To Choose and Customize Design Features (27%)

New construction gives you the chance to personalize your home. From cabinet knobs and light fixtures to floor plans and siding color, you can design a space that fits your style. If you’re struggling to find a home that meets your needs, building one might be the best solution.

3. Amenities in New Home Communities (25%)

Many new developments feature amenities such as parks, pools, fitness centers, and community spaces. These features not only enhance your lifestyle but also create opportunities to connect with your neighborhood.

4. Lack of Inventory of Previously Owned Homes (15%)

With the inventory of pre-owned homes remaining low, buyers are increasingly turning to new builds to expand their options. Builders have stepped up to meet this demand, providing a larger portion of homes for sale without overbuilding.

5. Energy Efficiency (14%)

Modern homes often incorporate the latest energy-efficient materials and technologies, leading to lower utility bills and a smaller environmental footprint. As Kevin Morrow of the National Association of Home Builders explains:

“Newly-constructed homes often include green systems and appliances—like high-efficiency stoves, refrigerators, washing machines, and HVAC systems—that older homes may lack.”

6. Smart Home Features (11%)

Tech-savvy buyers are drawn to the smart technologies commonly found in new homes. From advanced security systems to home automation, these features can make everyday living more convenient.

Why You Need Your Own Real Estate Agent

If you’re considering new home construction in Greater Cincinnati, Northern Kentucky, or Southeast Indiana, remember to work with your own real estate agent. Builder contracts can be complex, and having an expert advocate on your side ensures you get quality construction and favorable terms.

Bottom Line

Newly built homes offer numerous advantages, from energy efficiency to customizable designs and modern amenities. If you’re ready to explore homes for sale or need help selling your current house, connect with a local real estate expert. With an experienced agent guiding you, you can confidently navigate the process and find your dream home.

Let us help you make your move in Greater Cincinnati, Northern Kentucky, or Southeast Indiana today!

Hire A ProfessionalHome BuyersLuxury HomesMoney TalkNew Build December 27, 2024

The Personal Joys of Having a Home To Call Your Own

Owning a home in Greater Cincinnati, Northern Kentucky, or Southeast Indiana offers significant financial benefits and so much more. As you consider homes for sale or think about how to sell your house, take a moment to reflect on the deeper meaning of homeownership.

A home is more than just four walls and a roof – it’s where memories are made, connections are built, and life unfolds. From the sense of accomplishment that comes with owning a property to the joy of creating a space that’s uniquely yours, the emotional and personal connections we have to our homes are just as impactful as the financial ones.

Here are some of the key aspects that make a house truly feel like a home:

1. It’s an Accomplishment You Can Be Proud Of Purchasing a home is a significant milestone, whether it’s your first or fifth. It represents hard work and dedication. Stepping through the door of a home that’s truly yours brings an unmatched sense of pride and achievement. In the dynamic real estate markets of Greater Cincinnati, Northern Kentucky, and Southeast Indiana, this accomplishment is even more rewarding.

2. It’s a Place You Can Call Your Own Owning a home provides a unique sense of security and privacy. Unlike renting, it’s your space – no landlord, no shared keys. This personal retreat becomes your sanctuary, offering comfort and peace at the end of each day. If you’re searching for homes for sale in this region, think of the freedom and stability that come with owning your own space.

3. It’s a Space That’s Yours To Customize One of the best parts of homeownership is the ability to make your home truly yours. Whether it’s painting the walls, adopting a pet, or renovating the kitchen, you have the freedom to personalize every detail. As Freddie Mac explains:

“As the homeowner, you have the freedom to adopt a pet, paint the walls any color you choose, renovate your kitchen, and more. You can customize your own space without approval from landlords.”

If you’re considering selling your house, showcasing these customizable features can make it more attractive to potential buyers.

4. It’s a Foundation for Building a Sense of Community Homeownership often means putting down roots in a neighborhood and becoming part of a local community. Organizations like Habitat for Humanity highlight how owning a home encourages deeper involvement with neighbors and local groups. Whether it’s joining a neighborhood association, volunteering, or simply getting to know those around you, a home is the perfect foundation for meaningful connections.

Bottom Line Owning a home in Greater Cincinnati, Northern Kentucky, or Southeast Indiana is about more than financial benefits – it’s about pride, well-being, and a sense of belonging. Whether you’re searching for homes for sale or considering how to sell your house, connect with a trusted real estate professional to guide you every step of the way.

Hire A ProfessionalHome BuyersMoney TalkNew BuildSelling Your Home December 27, 2024

The #1 Reason People Move: To Be Closer to Family and Friends

Have You Considered Moving Closer to Loved Ones?

Have you ever thought about packing up and moving to be closer to the people who mean the most to you? Maybe those long drives to visit family are wearing you out, or you wish your kids could spend more time with their grandparents. You’re not alone—many people are feeling the same way.

According to recent data from the National Association of Realtors (NAR), the desire to be near family and friends is the #1 reason people move (see graph below):

a screen shot of a graph

This desire goes beyond just finding a new house. It’s about creating a home where you can enjoy life surrounded by the people who matter most. Whether it’s sharing weeknight dinners, watching your kids make memories with their cousins, or simply knowing someone is nearby when you need them, moving closer to loved ones can be life-changing.

If you’re exploring homes for sale or wondering, “How can I sell my house and relocate closer to family?”, here’s why this move might be the right step for you.

Why Family Comes First

Living near family and friends is a key motivator for people looking to buy or sell a home, particularly in areas like Greater Cincinnati, Northern Kentucky, and Southeast Indiana. Whether you’re buying your first home or making a lifestyle change, this factor often takes center stage.

For repeat buyers, it’s even more significant. Unlike first-time buyers focused on affordability, repeat buyers often have more flexibility when choosing where to live. Baby Boomers, for example, are prioritizing proximity to their children and grandchildren as they make retirement decisions. Ali Wolf, Chief Economist at Zonda, explains:

“25% of Baby Boomer households plan to retire near their children and grandchildren…”

Choosing to move closer to family is about more than convenience—it’s about creating a meaningful next chapter in your life where loved ones are just a short drive or walk away.

The Benefits of Living Near Loved Ones

Relocating closer to family doesn’t just improve your lifestyle—it offers practical and emotional benefits, too:

  • Spending More Time Together
    Enjoy family dinners, weekend activities, and spontaneous visits that strengthen your relationships and enrich your daily life.
  • Sharing Resources
    From childcare to household tools, living near family makes sharing resources easier and more convenient.
  • Cutting Down on Travel
    Reduce hours spent on the road visiting family and enjoy more frequent, spontaneous get-togethers. This also provides peace of mind during emergencies.
  • Being There for Big Moments
    Living nearby means you won’t miss life’s important milestones, from graduations to birthdays and everything in between.

Ready To Make Your Move?

At its core, a home isn’t just a place—it’s where your people are. Whether you’re looking to buy in Greater Cincinnati, Northern Kentucky, or Southeast Indiana, or need help navigating how to sell your house, moving closer to loved ones is a personal and rewarding choice.

Bottom Line

If you’re ready to explore real estate options to be closer to your family, a local real estate agent is here to help. Together, we can find a home that puts you closer to the people and places you love most.

Hire A ProfessionalHome BuyersLuxury HomesMoney TalkNew Build December 27, 2024

How Home Equity May Help You Buy Your Next Home in Cash

Building Equity in Your House: A Game-Changer for Homeowners in Greater Cincinnati, Northern Kentucky, and Southeast Indiana

Owning a home provides many financial advantages, but one of the most significant is building equity. Right now, homeowners across the country are sitting on record levels of equity, and it could be the key to helping you achieve your next real estate goals.

Whether you’re searching for homes for sale, thinking “How can I sell my house?” or just curious about how much your property is worth, your home equity might surprise you.


What Is Home Equity?

Home equity is the difference between your home’s current market value and the balance you owe on your mortgage. For instance, if your home is valued at $400,000 and your mortgage balance is $200,000, you have $200,000 in equity.


a pie chart with text

Why Is Home Equity a Big Deal for Sellers?

For homeowners in Greater Cincinnati, Northern Kentucky, and Southeast Indiana, your equity could be your biggest asset if you’re planning to sell your house or purchase a new one.

Recent data from the Census and ATTOM reveals that more than two out of three homeowners nationwide have either completely paid off their mortgages or have at least 50% equity in their homes. Here’s why that matters:

  • The Numbers Speak: CoreLogic reports that the average homeowner has built up $311,000 in equity.
  • More Options for Sellers: This significant equity has contributed to a rise in all-cash homebuyers. According to the National Association of Realtors (NAR), 26% of buyers recently purchased homes without needing a mortgage.

Imagine using your equity to buy your next home outright. No mortgage. No monthly payments. No interest rates. Even if you can’t buy your next home in cash, leveraging your equity can help make a larger down payment, potentially reducing your monthly payments or allowing you to secure better financing terms.


a graph with numbers and linesHow to Leverage Your Equity in the Local Market

If you’re considering a move, now is the time to evaluate how much equity you have. Work with a real estate professional to get a Professional Equity Assessment Report (PEAR). This tool helps you understand your financial position and explore your options, whether you’re looking to upgrade, downsize, or relocate to a new home in Greater Cincinnati, Northern Kentucky, or Southeast Indiana.


Bottom Line

For homeowners thinking about how to sell their house or find their next dream home, equity is a game-changer. With today’s elevated home equity levels, you have the opportunity to achieve your goals in the real estate market.

If you’re ready to explore your options, connect with a local real estate expert to discuss how your equity can work for you. Whether you’re searching for homes for sale or planning to list your current property, now is the perfect time to act.

Hire A ProfessionalHome BuyersMoney Talk December 24, 2024

The Truth About Down Payments

Some Highlights

  • There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive.
  • And if you want to give your savings a boost, look into down payment assistance. There are thousands of programs that offer an average benefit of nearly $17,000.
  • To learn more about loan options or down payment assistance programs, connect with a trusted lender and check out downpaymentresource.com.
Hire A ProfessionalLuxury HomesMoney TalkRetirementSelling Your Home December 24, 2024

Struggling To Sell Your House? Read This.

When you’re ready to sell your house, you likely have three key goals in mind: selling quickly, getting top dollar, and ensuring a smooth process from start to finish.

However, even in a competitive market like Greater Cincinnati, Northern Kentucky, and Southeast Indiana—where there are often more buyers than homes for sale—challenges can arise that may delay your sale or prevent it altogether. According to Zillow, in 2024, about 1 in 3 sellers removed their home from the market before it eventually sold.

While the reasons vary, there are common hurdles that can keep a house from selling. If you’re finding it difficult to sell your home, here are the top three challenges and how working with an expert real estate agent can help you overcome them.

1. Priced Too High

Pricing your home correctly is crucial when selling real estate. Overpricing, particularly in today’s high-interest rate environment, is one of the main reasons homes stay on the market longer. As U.S. News Real Estate explains:

“Talk to any real estate expert, and the first thing they’ll tell you is that a house is selling slowly because the price is too high.”

While it might be tempting to price high to maximize your profit, overpricing can deter buyers and cause your home to sit on the market longer. The longer it sits, the more skeptical buyers become, even if there’s nothing wrong with the property.

Today’s buyers also have easy access to tools that allow them to compare homes for sale in Greater Cincinnati, Northern Kentucky, and Southeast Indiana. If your home is priced above similar properties, buyers may pass over your listing.

If you’re not getting offers, talk to your real estate agent about feedback from open houses and showings. If buyers consistently say the price is an issue, it may be time to adjust your asking price.

2. Lack of Preparation Before Listing

First impressions matter, especially in real estate. Taking the time to prepare your house before listing can make the difference between it selling quickly or sitting on the market.

Start with curb appeal. Simple updates, like fresh landscaping or power-washing your driveway, can make your home look more inviting. As Realtor.com puts it:
“Buyers do tend to judge a book by its cover. You want to make sure potential buyers’ first impression of your home is a good one—and inspires them to stop by the open house or schedule a tour.”

Beyond the exterior, focus on decluttering, depersonalizing, and cleaning the interior. A clean and neutral space allows buyers to imagine themselves living in the home. Simple upgrades, such as a fresh coat of paint or updating listing photos to reflect the current season, can also make a big impact.

If you’re unsure what changes will help your home sell, your real estate agent can guide you on the best strategies for the Greater Cincinnati, Northern Kentucky, and Southeast Indiana market.

3. Limited Access for Showings

One of the biggest mistakes sellers make is restricting when buyers can view the home. If your house isn’t easily accessible, you’re significantly reducing your chances of selling.

Keep in mind that out-of-town buyers are often highly motivated but may have limited time to view homes for sale. Providing maximum flexibility for showings ensures that more potential buyers can visit your property, increasing your chances of receiving an offer.

Bottom Line

If you’re asking, “How can I sell my house in Greater Cincinnati, Northern Kentucky, or Southeast Indiana quickly and for top dollar?” it’s time to take action. Don’t let pricing, preparation, or limited access hold you back from achieving your real estate goals. Partner with an experienced real estate agent to revamp your strategy and get your home sold!

Hire A ProfessionalHome BuyersLuxury HomesMoney TalkNew Build December 24, 2024

The Biggest Perks of Buying a Home This Winter

Is Now the Right Time To Buy? Here’s Why Winter Could Be Perfect

Waiting for the perfect market conditions often leads to missed opportunities. What many don’t realize is that if you’re ready and able to buy, the cooler months in Greater Cincinnati, Northern Kentucky, and Southeast Indiana could actually give you a distinct advantage. Here’s why this season works in your favor for finding homes for sale or exploring real estate options:

You Won’t Feel as Rushed

During this time of year, homes typically take longer to sell. Data from the National Association of Realtors (NAR) reveals that average time on the market increases significantly in the winter months (see the green bars in the graph below):

a graph of blue and green bars

This slowdown happens partly because fewer buyers are active. That means less competition when searching for homes for sale. You’ll likely have more time to carefully consider your options and negotiate without feeling the intense pressure of a fast-moving market.

Sellers May Be More Open to Negotiation

With homes sitting longer on the market, sellers are often more motivated to close deals. That puts you in a better position to negotiate. NAR explains:

“Less competition can lead to better deals. While homes are not selling as fast as during the summer, sellers may be more willing to negotiate.”

This could mean:

  • Price compromises.
  • Sellers covering closing costs or repairs.
  • Additional perks like appliances included in the sale.

So, whether you’re looking to buy real estate or thinking, “Should I sell my house now?”, understanding seasonal dynamics is key.

Winter Brings Lower Home Prices

Another big benefit of buying real estate in the winter is the potential for savings. Less buyer competition, combined with motivated sellers, often leads to lower prices. NAR data shows that home prices in the winter months are, on average, 5% lower than during the summer peak.

For example, on a $400,000 home, this could translate to savings of $20,000. That’s a significant amount that allows your budget to stretch further.

The seasonal price shift is clear when looking at the median sales prices of existing homes (previously owned properties) over the past 12 months. Last year, home prices dipped during the winter (see green bars in the graph below), and this trend looks likely to repeat.

a graph of a number of people


Bottom Line

If you’re exploring homes for sale or ready to dive into the real estate market in Greater Cincinnati, Northern Kentucky, or Southeast Indiana, winter can be the perfect time to act. You’ll enjoy less competition, motivated sellers, and potential cost savings.

Partner with a trusted local real estate expert to find the right property or get the most value if you’re considering “Should I sell my house?”. Reach out today and make the most of this unique market opportunity!

Hire A ProfessionalHome BuyersMoney TalkNew Build December 23, 2024

More Starter Homes Are Hitting the Market

More Entry-Level Homes Are Hitting the Market in Greater Cincinnati, Northern Kentucky, and Southeast Indiana

If you’ve been searching for homes for sale in Greater Cincinnati, Northern Kentucky, or Southeast Indiana, there’s good news! Entry-level homes – often referred to as starter homes – are becoming more available. After years of limited inventory and rising prices, first-time buyers finally have more opportunities to enter the market.

Inventory Is Increasing – Especially at Lower Price Points

The total supply of homes for sale has improved significantly over the past year. According to Realtor.com, November saw a 26.2% increase in available homes compared to the same time last year. This marks 13 consecutive months of inventory growth and the highest number of homes available since December 2019.

However, not all price points are experiencing the same growth. Data from Redfin shows that starter homes have seen the biggest increase in inventory (see graph below):

a graph of a number of homes

For first-time buyers who’ve been waiting for the right opportunity, now may be the perfect time to make your move. With more starter homes entering the market, you have better chances of finding a home that fits your budget and needs.

How an Experienced Real Estate Agent Can Help You Find a Starter Home

Finding the ideal starter home in Greater Cincinnati, Northern Kentucky, or Southeast Indiana can feel overwhelming, but a knowledgeable local real estate agent simplifies the process. Here’s how they can help:

  • Stay Updated on Listings: Your agent monitors the latest starter home listings so you don’t miss out on opportunities.
  • Tailored Home Searches: They’ll focus on properties that meet your budget and needs, saving you time and energy.
  • Expert Negotiation: Your agent will guide you in making competitive offers and negotiating the best possible deal.
  • Handle the Details: From managing paperwork to meeting deadlines, they ensure your transaction stays on track.
  • Provide Expert Advice: Whether you have questions about pricing, inspections, or the closing process, your agent will provide valuable insights every step of the way.

Bottom Line

Starter homes are making a strong comeback in Greater Cincinnati, Northern Kentucky, and Southeast Indiana. If you’re asking, “How do I find homes for sale?” or thinking, “I’m ready to sell my house,” now is an excellent time to act.

A local real estate expert can help you navigate the market, whether you’re ready to visit listings or simply want advice on your next steps. Reach out today to take advantage of these new opportunities!

Hire A ProfessionalHome BuyersLuxury HomesMoney TalkNew BuildRetirementSelling Your Home December 16, 2024

Only an Expert Agent Can Give You an Accurate Value of Your Home

Discovering Your Home’s True Value: Why Expert Insights Beat Online Tools

In today’s digital age, it’s easy to turn to online tools when trying to determine the value of your home. But when it comes to homes for sale or answering “How do I accurately price my house?”, relying solely on automated estimates can lead to missteps. These tools often miss crucial details that affect the actual market value of your home in Greater Cincinnati, Northern Kentucky, or Southeast Indiana.

Why Online Tools Fall Short in Real Estate

Before you put up a “For Sale” sign and expect to sell your house for the online estimate you’ve seen, consider this: automated valuation tools are far from perfect. While they offer a starting point, they rarely reflect the nuances that impact pricing in the real estate market.

The Myth: Online Home Value Estimates Are Reliable

Online home valuation tools calculate a price based on publicly available data. While they can provide a baseline, the keyword is approximate. As Ramsey Solutions points out:

“Online Home Value Estimators Aren’t 100% Accurate . . . The estimates are only as reliable as the amount of public record data the real estate websites can access.”

If your home is in an area with limited data or evolving market trends, the reliability of these tools diminishes.

The Reality: Key Factors Online Estimates Miss

Online tools don’t account for the unique aspects of your home or the intricacies of your local market. That’s where the expertise of a real estate agent becomes invaluable. For example:

  1. Condition of Your Home
    Automated tools can’t assess your home’s condition. Whether your house is move-in ready or needs repairs, only an in-person evaluation can provide an accurate picture of its value.
  2. Local Neighborhood Trends
    Is your neighborhood gaining popularity? Are new amenities or developments driving demand? Online tools typically miss these details, which can significantly impact your home’s value in regions like Greater Cincinnati, Northern Kentucky, or Southeast Indiana.
  3. Accurate Comparable Sales
    Automated tools rely on general past sales data, which may be outdated or irrelevant. A real estate agent, however, uses up-to-date, relevant sales data to provide a more precise market valuation.

As Bankrate explains:

“Online estimation tools determine pricing using algorithms that rely on publicly available information. These algorithms . . . don’t account for a home’s current condition or upgrades not reflected in public records.”

Expert Guidance Matters

A real estate professional not only provides a personalized evaluation of your home but also understands the nuances of the local market. Their expertise ensures that you’re pricing your house competitively while maximizing its value—whether you’re listing in Northern Kentucky, Southeast Indiana, or Greater Cincinnati.

Bottom Line

While online home value estimates are a convenient starting point, they can’t replace the accuracy of working with a real estate agent. The true value of your home depends on factors that automated tools overlook, such as condition, local market trends, and real-time comparable sales.

If you’re thinking, “I want to sell my house,” partner with a local expert to get the most accurate estimate and the best price for your home. When it comes to real estate, local insights are the key to success.